Commercial Loan Closing Associate

About this role: Wells Fargo is seeking a Commercial Loan Closing Associate In this role, you will: Assist with pre-close and post-close activities for commercial, commercial real estate and problem loans Coordinate loan closings with customers Perform customer, loan and regulatory diligence and on-going portfolio maintenance Evaluate and upload data into the systems of record Receive direction from manager and exercise independent judgment Ensure compliance with all bank policies, procedures and regulatory requirements Manage an assigned portfolio of loans Collaborate and consult with peers, colleagues and managers to resolve issues and achieve goals Interact with internal customers Receive direction from leaders and exercise independent judgment while developing the knowledge to understand function, policies, procedures, and compliance requirements Required Qualifications: 6+ months of Commercial Loan Closing experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education Desired Qualifications: Lead day-to-day execution of commercial loan on-boarding and funding activities in Loan IQ as a senior individual contributor.

Create and maintain the Loan IQ deal and facility shell required to support Doc Prep stages and downstream processing.

Develop a strong understanding of the end-to-end commercial loan lifecycle, including initiation, documentation, boarding, funding, servicing, and closing.

Engage proactively with Sales and relevant partners to hand-hold each deal from initiation through closing, ensuring clear ownership, timely follow-up, and issue resolution.

Review approved credit documents, loan agreements, closing instructions, and source data to ensure accurate setup of borrowers, lenders, deals, facilities, tranches, commitments, pricing, fees, interest terms, and payment schedules.

Process and validate new deals, amendments, restructures, extensions, renewals, commitment changes, and other facility updates in Loan IQ.

Provide expert oversight for complex transactions, for Bilateral, syndicated or participated facilities, restructures, refinancings, extensions, commitment changes, and nonstandard deal structures.

Perform source-document-to-Loan-IQ and system-of-record validation, identify discrepancies, and coordinate timely correction before transaction completion.

Review funding requests and validate facility availability, approved limits, funding amounts, conditions precedent, supporting documentation, and required approvals.

Validate funding items, principal amounts, settlement details, standard settlement instructions, and payment instructions before funding release.

Complete post-funding validation and reconciliation to confirm that transactions are accurately reflected in Loan IQ and applicable downstream systems.

Perform maker-checker and quality-control reviews in accordance with delegated authority and established procedures.

Monitor assigned workflow, transaction aging, cut-off times, service-level agreements, turnaround time, quality, and pending exceptions; coordinate priorities with the manager.

Partner with Front Office, Credit, Legal/Documentation, Treasury, Technology, Quality Control, and downstream Operations teams to resolve transaction issues.

Provide technical guidance, process support, peer reviews, knowledge sharing, and cross-training to improve team capability and coverage.

Identify operational risks, recurring errors, control gaps, and process weaknesses, and recommend corrective and preventive actions.

Maintain complete supporting documentation, system notes, approvals, and audit trails for all transactions.

Support internal and external audits, risk assessments, control testing, procedure reviews, and remediation activities.

Contribute to process improvements, automation, digitization, UAT, system enhancements, and initiatives that improve data quality, straight-through processing, and operational efficiency.

Exercise independent judgment within established policies and escalate material credit, documentation, funding, operational, or compliance concerns promptly.

Experience in Banking Operations, preferably within Commercial Lending, Wholesale Lending, Loan Closing, Loan Boarding, or Funding Operations.

Hands-on experience with Loan IQ, particularly deal/facility boarding, loan setup, funding, amendments, and transaction validation.

Good understanding of the end-to-end commercial lending lifecycle and common bilateral, syndicated, participated, or agented loan structures.

Working knowledge of loan documentation, credit terms, facility structures, pricing, fees, interest calculations, payment instructions, and reconciliation.

Strong understanding of operational risk, maker-checker controls, quality assurance, exception management, and audit requirements.

Demonstrated ability to independently manage multiple priorities and complex or time-sensitive transactions under strict deadlines.

Strong analytical, problem-solving, communication, stakeholder-management, and escalation-management skills.

Proficiency in Microsoft Office applications, particularly Excel, Word, PowerPoint, and Outlook.

Experience supporting process improvement, automation, UAT, or technology transformation is preferred.

Candidates must be flexible to work in shifts aligned with U.S. business hours and support extended working hours during month-end and other critical business periods, as required.

Posting End Date: 20 Oct 2026 *Job posting may come down early due to volume of applicants.

We Value Equal Opportunity Wells Fargo is an equal opportunity employer.

All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic.

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